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Insurance and Insurance Related Items
in Grand Lake St. Marys area
Celina, St. Marys, Wapakoneta, Lima Ohio
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Coppess Insurance Agency • Miller
Insurance Agency • Francis-Condon Insurance Agency
Auto - Home - Farm - Recreation Vehicles - Bonds - Small
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Related Articles and Information About
Insurance Car Insurance
Advice to Save Money This Summer
Three Rivers, CA – So you’re finally going on that
summer road trip vacation! Whether you’re driving your
own car or renting one, InsuranceFusion.com has some
tips that will help you save on insurance costs for your
trip.
Renting a Car
When you rent a car online or at the counter, chances
are good the rental agent will try to sell you insurance
– a Collision Damage Waiver (CDW) and liability
coverages. If you’re like most people, you want to be
protected. But do you need to purchase this insurance to
be covered? In many cases, the answer is a resounding
NO.
How will you know whether or not you have enough
coverage? Before you travel:
-
Check with your insurance company or
agent. Most car insurance policies cover you and any car
you drive. Verify both collision and liability coverage
with your insurance company, and how much it covers. If
you usually drive a “beater” and you’re renting a
Corvette, you may need additional coverage. Also check
your homeowners or renters policies to ensure coverage
of your belongings in the event they are stolen on the
road.
-
Check with your credit card issuers. Many
credit card companies provide car rental insurance as a
free service. Verify what coverage you have and how much
it covers, and then use that card when you rent the car.
If after checking these sources you still feel like
you want more coverage, go ahead and get the rental car
company’s insurance for about $10-25 per day. If you do
purchase it, be sure to ask about exclusions – i.e. the
things they don’t cover - or you could end up with less
coverage than you thought.
One other issue with rental cars – make sure you fill
up at the gas tank BEFORE you return your car.
Otherwise, you will pay the per gallon rate established
by the rental company – often as high as 3x as what
you’d pay at a standard gas station – which at this
summers prices could be downright scary.
Driving your own Car
Gas prices everywhere are going up, up, up. According
to recent the government, the average price for a gallon
of gas in the United States is at a record high of
$2.33. Sometimes it seems like the only way to save
money is to stay home. However, here are some tips to
help improve your fuel economy.
-
Compare prices at different stations,
pump gas yourself, and use the lowest-octane called for
in your owner's manual.
-
Slow down! Fuel economy decreases
dramatically at speeds over 60 MPH.
-
Before your trip, get your engine tuned
and your tires inflated to their proper pressure.
Make sure your insurance is current and that you have
enough coverage. Insurance costs vary dramatically ($400
or more for the average family) from company to company.
Visit
www.InsuranceFusion.com to
make sure you are paying the lowest price possible for
your car insurance.
Whether you rent a car or drive your own, above all,
be safe, have fun, and don’t forget to stop and smell
the roses along the way!
About InsuranceFusion
InsuranceFusion.com is owned and operated by Sequoia
Interactive, Inc. InsuranceFusion brings trusted names
together in one place to make insurance shopping easier.
www.InsuranceFusion.com
provides insurance quotes and a wealth of insurance
articles and information for auto insurance, term life
insurance, homeowners insurance and health insurance.
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